Clear Terms
We show applicable repayment amounts and charges in an offer before you decide whether to accept.
RESPONSIBLE LENDING
Credit that supports real progress.
Responsible lending means clear terms, careful assessment and treating customers fairly throughout their relationship with Gifi.
- Clear Terms
- Secure Verification
- Licensed Money Lender — Lagos State
Simple.
Transparent.
Reliable.
Transparent.
Reliable.
OUR COMMITMENT
Lending should help you move forward.
We want credit to support meaningful goals—not create unnecessary financial pressure. That’s why we explain the offer and assess each application before credit is provided.
Responsible Assessment
We assess each application and consider relevant information before credit is offered.
Appropriate Repayment
Repayment periods and amounts are presented in your offer so you can consider them against your circumstances.
Fair Treatment
We are committed to treating customers professionally, fairly and with respect throughout their relationship with Gifi.
Data Protection
We handle personal information for relevant lending, verification and service purposes.
Ongoing Support
Contact us if you have a question about an application, account or repayment.
Responsible Growth
We want credit to support progress—not create unnecessary financial pressure.
Positive Impact
We aim to support individuals, traders and small businesses with structured credit.
BORROW WITH CONFIDENCE
A few things to consider.
Before you accept a loan offer, take time to decide whether the repayments fit your circumstances.
NEED SUPPORT?
Talk to our team.
If you have questions about your offer or are finding repayment difficult, contact Gifi as early as possible. We’ll listen and review your enquiry.
Structured credit. Thoughtful support.
Discover the Gifi approach to responsible lending.