
Salary Earners
Borrow for what you need.
Access structured credit for personal needs, planned expenses and important purchases, with repayments designed around income.
Apply NowLOANS
Whether you earn a salary, run a trade or operate a small business, Gifi provides structured credit designed to help you move forward.

LOAN SOLUTIONS
Tell us what you need. We’ll assess your application and structure an offer based on your circumstances.

Borrow for what you need.
Access structured credit for personal needs, planned expenses and important purchases, with repayments designed around income.
Apply Now
Keep your trade moving.
Finance stock and productive assets that keep your trade moving.
Apply Now
Finance what helps your business grow.
Credit for productive assets, equipment and stock.
Apply NowFIND YOUR FIT
Choose the category that best describes you and explore the typical information needed to apply.
For employed individuals with verifiable income.
Repayment periods of 3, 6, 9 or 12 months, subject to approval. Additional security may be requested after assessment where appropriate.
Apply Now
NOT SURE WHERE TO START?
Choose the category that best describes you. We’ll review your application and determine the credit option available to you.
PLAN YOUR REPAYMENT
See how your repayment changes based on the amount you need and your preferred repayment period.
Explore a structured credit option for your needs.