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Givian Finance Ltd — GifiGet Started

LOANS

Solutions for real people.

Whether you earn a salary, run a trade or operate a small business, Gifi provides structured credit designed to help you move forward.

  • Clear Terms
  • Secure Verification
  • Licensed Money Lender — Lagos State
A small-business owner at work in his Lagos tailoring shop
Simple.
Transparent.
Reliable.

LOAN SOLUTIONS

Choose the loan that fits you.

Tell us what you need. We’ll assess your application and structure an offer based on your circumstances.

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Salary Earners

Borrow for what you need.

Access structured credit for personal needs, planned expenses and important purchases, with repayments designed around income.

Apply Now
A trader at her market stall

Traders

Keep your trade moving.

Finance stock and productive assets that keep your trade moving.

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A small business owner at work

Microbusinesses

Finance what helps your business grow.

Credit for productive assets, equipment and stock.

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FIND YOUR FIT

A straightforward place to start.

Choose the category that best describes you and explore the typical information needed to apply.

Salary Earners

For employed individuals with verifiable income.

  • Valid identification
  • BVN and NIN
  • Verifiable employment or income
  • Active Nigerian bank account
  • Other information requested during assessment

Repayment periods of 3, 6, 9 or 12 months, subject to approval. Additional security may be requested after assessment where appropriate.

Apply Now
Salary Earners customer at work

NOT SURE WHERE TO START?

We’ll help you find the right fit.

Choose the category that best describes you. We’ll review your application and determine the credit option available to you.

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PLAN YOUR REPAYMENT

Estimate your repayment.

See how your repayment changes based on the amount you need and your preferred repayment period.

Try Loan Estimator

Ready to take the next step?

Explore a structured credit option for your needs.

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