Your Hearts Desire Unlocked

Gifi empowers individuals and businesses with flexible credit solutions, financial literacy and trusted partnerships. Manage finances on the move! Access credit, payments, invest, save, all in our user-friendly app.

Reliable support for millions of users

GIFI is a Nigerian fintech firm that provides personal and business loans, savings, investment options, and diverse ebanking solutions.








₦3.36 Billion








Are You All Set?

Ready to take your finances to the next level?

Secured products that can sustain your goals

We believe that everyone can achieve financial wellness through the right financing channel.

Business Loans

Take your business to the next level with up to ₦3,000,000 GIFI Finance SME loans.

PayDay Loans

Best suited for salary earners who need access to quick upfront funds before monthly salary arrives.

Salary Loans

You can now access quick loans of up to N1,000,000 in 5 minutes with no collateral at your convenience repayment

Shop Now, Charge Later

Buy much needed household electronics and other household items before payday comes and pay back later.

Your loans, quick and easy

Get a loan from ₦3,000,000 to ₦20,000,000 using your car, Property or Asset as collateral

Click on Apply

To get started with applying for loan, click on apply on your desired loan product.

Complete Application

Fill and complete your loan application with accurate and correct data for a quicker response.

Your Loan in Your Bank

Once all things are in order, your loan will be swiftly disbursed into your specified account account.

What our users says

At our Personal Finance website, we believe that everyone deserves financial security and independence, that’s why we’re committed to providing you with the information and resources you need

Modupe Williams
Modupe Williams

"My daughter was to go back to school, the money I was expecting wasn't forthcoming and my daughter is about to graduate. It’s Getgifi loans that helped us. I started a new business in school. It’s been going well, but I needed some money to buy things for this season. Can’t ask my parents because things are tight. I eventually used Getgifi loans, and my business has been growing."

Natalie Craig
Natalie Craig

"As a small business owner, managing my finances has always been a challenge. But FinFlow has made it so much easier."

Cheta Odigbo
Cheta Odigbo

"My account is the free transfer because I do a lot of transfers around salary period. When I’m now balancing my account, it won’t balance again because of the transfer charge. Never again. The thing I like is the all-in-one ness. Once money enters my account, I can easily transfer some to Getgifi Save. No excuses, no stress of transferring out. Everything is in one place."

Blake Belladona
Blake Belladona

"I have been using FinFlow for several months now, and I have to say, it's been a game-changer for me."

Sarah Ladipo
Sarah Ladipo
Business Owner

"I remember when I got my first 2% cash back. I thought it was a debit. I wanted to fight. When I realised it was actually a credit, I grinned a lot. It was small, but I liked it. The biggest reason I like your cards is that I can pay for my Netflix comfortably. Before, I used my friend's card. For some reason, my other cards just don’t work. Now, I use my Getgifi card conveniently."

Artem Phoenix
Artem Phoenix

"I never realized how much money I was wasting on unnecessary expenses until I started using FinFlow."

Have any questions? Don’t hesitate to reach us.


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