
Salary Earners
Borrow for what you need.
Credit for the things that matter, with repayments structured around your income.
Get StartedSTRUCTURED CREDIT FOR A BRIGHTER TOMORROW
Simple, structured credit designed around what you need—whether you’re earning a salary, running a trade or growing a small business.

CREDIT FOR YOUR NEXT STEP
Choose the option that best describes you. We’ll assess your application and structure an offer based on your circumstances.

Borrow for what you need.
Credit for the things that matter, with repayments structured around your income.
Get Started
Keep your trade moving.
Finance stock and productive assets that keep your trade moving.
Get Started
Finance what helps your business grow.
Finance the assets and stock that help your business grow.
Get StartedPLAN WITH CONFIDENCE
Choose an amount and repayment period.
This is an estimate for planning and is not a loan offer. Your final offer and applicable charges will be provided for review before acceptance.
SIMPLE FROM APPLICATION TO FUNDING
A clear process, with the information you need at every step.
Create your account and complete your application securely online.
We’ll review your information and determine the credit amount and terms available to you.
Accept your offer, complete the required repayment setup and receive your funds.
BUILT AROUND YOU
Clear information and respectful support are part of the Gifi experience.
ON THE GO
Apply, manage your account and stay on top of your repayments from your Android device.
Start your application today.